Corporate wealth requires
planning — not just investing.
- Retained earnings quietly create long-term tax drag.
- Corporate wealth is often misaligned with future estate outcomes.
- Doing nothing is also a decision — just not an intentional one.
Thoughtful planning starts long before a tax or estate issue becomes urgent.
We work alongside your accountant and legal counsel to build an integrated plan.
Who We Work With
Our work is focused on incorporated business owners and professionals who are beginning to think beyond annual tax filings and short-term returns. This typically includes individuals who:
- Operate through a corporation with retained earnings
- Have growing income and increasing tax exposure
- Are thinking about long-term income, liquidity, and estate outcomes
- Already work with accountants and other advisors, but want a more integrated planning perspective
Our Core Expertise
- Corporate-Owned Life Insurance Strategy
- CDA (Capital Dividend Account) Planning
- Immediate Financing Arrangements (IFA)
- Retained Earnings Optimization
- Family Business Succession
A Thoughtful Planning Approach
Effective corporate planning is not about selecting individual products. It is about understanding where you are today — and how different decisions compound over time.
Awareness
Recognizing long-term tax, liquidity, and estate risks that may not be visible in annual planning.
Structure
Aligning corporate assets, tax considerations, and future outcomes within a coherent framework.
Implementation
Using appropriate planning tools only when they support the overall structure — not in isolation.
Review
Revisiting decisions as circumstances evolve, ensuring the strategy remains aligned over time.
Our Solutions
Designed to address situations where corporate assets, taxation, liquidity planning, and long-term outcomes intersect.
Typical Business Owner Scenarios
Every situation is different. The following examples illustrate how thoughtful planning can be applied in practice.
Start With a Conversation
For business owners thinking about long-term corporate planning, a brief conversation can often help clarify whether these strategies are relevant — and when they should be considered.
Book a Private Strategy Review